Q: What is your availability?
A: Seven (7) days per week. Please call and check for availability for
your specific day/time requirements.
Q: What is the lead time
required for Notary Mobile Services to do a signing?
A:
Time enough to: a) receive the clients confirmation, b) confirm the
signing with the borrower, c) have the documents delivered (eDocs,
overnighted to Notary Mobile Services or the borrower), d) go over the
document package, e) have the
borrower obtain any necessary funds, and, f) travel to the signing
location.
Q: Do you invoice?
A:
Yes. Invoices can be suppressed at client's option
but are always printed and kept on file for every loan signing. All invoices
are itemized with return carriers' tracking number information.
Invoices are net 30 days. You will always get a receipt for any notary fees charged.
Q: Are any of your services free?
A.
Yes. Forms typically required by schools, clubs, associations, etc. to
limit or waive liability are notarized as a courtesy. Also some written
statements and all loyalty oaths are notarized at no charge. We do
charge a fee for notarizing legal documents such as Powers of Attorney,
Quick Claim Deeds, Divorce papers, etc.
Q: How are written
statements notarized?
A: There is no difference between notarizing a written statement or a
pre-printed, typed statement. The person requesting the notarization
will need to determine what type of notarial act needs to be performed
(jurat or acknowledgment). The notary is not authorized to make that
determination. Once the determination is made, the appropriate notarial
certificate can be printed on the document by the notary. Notary Mobile
Services uses pre-printed, permanently attached certificate labels for
this purpose if there is room on the form. If there isn't room, a
"loose certificate" is attached to the document per Florida Statute.
Q: Who is Mr G. Taylor?
A: Mr. G Taylor, the company owner, is bonded as required by the
State of Florida for his notary commission an is covered by an Errors
and Omissions insurance policy.
Both policies expire in June 2010, coincident with his commission,
baring renewal. He is certified through the NNA with a background check.
Mr. Taylor is contracted through CCF Investments and Capital Choice
Financial Services to provide investment, mortgage, life, health and
annuity solutions to clients. He has held senior managerial positions
at major software solution providers in San Jose CA and surrounding
cities for over 20 years. For "fun" he teaches motorcycle safety as an
MSF certified RiderCoach in Brevard county and has held an FCC Amateur
Radio Operator's license since 1970.
Q: Can you take
photocopies of borrowers' identity credentials?
A: Yes. Many title companies and lenders require a photocopy of the
borrower(s) identification to be included with the loan package. For
those who
do have this stipulation, we use an IBM laptop and a
Canon CanoScan LiDE70 flatbed scanner. The resultant scan is then
printed to a color ink jet or B&W laser printer. An alternative
is the use of a Sony
digital camera.
Q: Does Brevard County or Indian
River County, FLORIDA accommodate the recording of electronic real
estate documents?
A: No. Even though the FL statutes went into effect on January 1, 2008
that allow eNotarization of documents, the system to receive loan
documents for recording with the county does not currently exist. When
inquired about timeframes, the county clerk said, "There haven't been
any set." So, all we can provide are digital signatures (signing of
digital documents using an electronic signature pad) or electronically
notarizing documents that do not require recordation.
Q: Are thumbprints
required in Florida?
A: No. Florida law does not require, nor authorize, notaries to take
fingerprints from persons whose signatures they notarize. Recording a
thumbprint is purley at the discretion of the signer. However, persons
enrolling in a program to acquire digital credentials are required by
the service provider to provide their right thumbprint in the notarial
journal.
Q: Do you use a journal?
A: Yes,
Notary Mobile Services uses a journal to
record all notarial acts. Journal entries are required by providers of
digital credentials, in our role as Trusted Enrollment Agents (TEA's).
[Florida
law does not require the use of a notary journal; however, you may be
interested to know that the Governor's Task Force on Notaries Pulbic in
1989 recommended the mandatory use of journals. Although the
Legislature did not follow that recommendation, many notaries in
Florida are beginning to voluntarily use a journal. ......Even though
journals are not required, any notary who is concerned with liability
may want to consider this protective measure to provide a permanent
record of his or her notarial acts. (Governor's Reference Manual for
Notaries, State of Florida, Nov 2001, pgs 42, 43)]
Q:
What are acceptable
forms of identification when notarizing?
A: Any of the following three forms are recognized:
1.)
Sworn written statement of a credible witness: personally known to the
notary public that the person whose signature is to be notarized is
personally known to the witness.
2.)
Sworn written statement of two credible witnesses: whose identities are
proven to the notary public upon the presentation of satisfactory
evidence that each of the following is true:
a) The person whose signature
is to be notarized is the person named in the document.
b) The person whose signature is to be notarized is personally known to
the witnesses.
c)
That it is the reasonable belief of the witnesses that the
circumstances of the person whose signature is to be notarized are such
that it would be very difficult or impossible for that person to obtain
another form of identification.
d) The person whose signature is to be notarized does not posses any of
the identfication documents specified in item 3, below.
e) The witnesses do not have any financial interest in, nor are parties
to, the underlying transaction.
3.)
Identification of one of the following forms:
a) Driver's license or
identification card issued by the Florida Department of Highway Safety
and Motor Vehicles.
b) Passport issued by the U.S. Department of State.
c)
Passport issued by a foreign government, if stamped by the U.S.
Department of Justice, Immigration and Naturalization Service.
d) Driver's license issued by a territory of the United States, another
state, Canada or Mexico.
e) Identification card issued by a territory of the United States or a
state other than Florida.
f) Identification card issued by any branch of the U.S. armed forces.
g)
An inmate identification card issued on or after 1/1/1991 by Florida
Department of Corrections for an inmate who is currently in custody of
the Department.
h) A sworn, written statement from a sworn law
enforcement officer that the forms of identification for an inmate in
an institution of confinement were confiscated upon confinement, and
that the person named in the document is the person whose signature is
to be notarized.
i) An identification card issued by the U.S. Department of Justice,
Immigration and Naturalization Service.
