Notary Signing Services Loan Signings

Loan Signing Policies

(Information for Title Companies, Attorneys and Mortgage Broker Businesses)

We will not provide contracted services unless a fee schedule has been agreed to between Notary Mobile Services and the client prior to accepting an assignment. An itemized invoice for services rendered will accompany all returned loan documents unless waived by the title company. Copies of all invoices are kept on file and are payable net 30 days from the signing date.

Loan Signings

Paper-based is available. Neither Brevard nor Indian River counties are set up for electronic recordation.

Real Estate signings include: Refinancing, Home Equity Line of Credit (HELOC), Home Equity Conversion Mortgages (HECM), Sales and Purchase, Home Improvement Loans, Property Tax Deferral (PTD) loans, Deferred Payment Loans (DPL) and Proprietary Reverse Mortgages. Specific, fee-based services include:

Standard Signing (includes first 15 miles)
Second & Third Signings
eDocs
Borrower Copies
Extra Copies
Faxing Back (max 5)
Additional Signatures
Additional Mileage (up to an additional 15 miles)

Our primary clients are title companies, mortgage brokerage businesses and out-of-state attorneys. The fees are very reasonable. Please call us if you have a signing need.

Preparation for Signing

After receipt of the loan document package, Notary Mobile Services will go through the package and familiarize themselves with its content and closing instructions (pay stubs, VOID checks for EFTs, photocopies of ID, pen color, etc.).

Communication with Borrower [^Page Top]

All borrowers will be contacted immediately after Notary Mobile Services receives a work order or confirmation from the title company or mortgage broker business to:

Confirm the appointment day and time
Introduce Notary Mobile Services and explain their role in the loan signing process
Confirm the borrower(s) desire to proceed with the signing
Convey acceptable identifying documents for signers
Remind signers of the need for a third party witness for the mortgage
Validate that the borrower has the required funds, in acceptable format, as required by the HUD
Provide Notary Mobile Services contact information

Printing of eDocs

Appointments will always be confirmed with the borrower prior to the printing of eDocs. If a signing is canceled by the borrower after the eDocs are printed, there will be a printing fee. We try to save everyone time and money. We print your loan document package/file using a network connected, high speed, two-drawer Dell laser printer. If your file has embedded page size information (letter/legal), your loan package will be printed on the page sizes specified in the file.

Signing Status & Tracking Number

We will contact the client (e.g. title company, mortgage broker business) immediately after the signing to convey status and forward a Confirmation Fax with closing and reference information, including carrier and tracking number.

Borrower with Loan Papers Provided by Lender

We've been getting calls from borrowers who have had their loan documents sent directly to them by their lender, and who instruct them to find a notary public to have the documents notarized. In these cases, where a signing service or title company is bypassed, our fee schedule still applies and are due in cash at the signing. We do not take personal checks. You will get a receipt for amounts paid. Call for a current fee schedule.

Payment for Services Rendered [^Page Top]

We are professional and accurate in the services we perform for our clients and expect to be compensated for those services. Whether the loan is funded or not is outside the scope of the service we render and as a result, we expect to be compensated (100%) on the signing we have been contracted to do. If your policy differs from this, please do not call us for a signing.

All invoices are net 30 days, this means we expect payment within 30 calendar days of the SIGNING DATE. Payments received beyond this date are considered delinquent. Loans typically fund, and the mortgage is recorded, within approximately 15 calendar days after the signing. We do check to confirm charges are listed on line 1106 of the Settlement Statement, providing full disclosure. We do report our client experience within a week of the invoice due date.

Sending Loan Documents

EMAIL ATTACHMENT (eDOCS) -
docs@notarymobilesvcs.com (Adobe PDF or MS Word Docs)
Note: If PDF has page size information, document will be printed on size-appropriate paper on a per page basis.

OVERNIGHT ADDRESS -
3367 Meadowridge Drive
Melbourne FLORIDA 32901-8744

FACSIMILE -
Toll Free: 866 372-8296 (secure efax number)

FTP -
Call 321 591-9658 (ask for logon information)

DOWNLOADABLE DOCUMENTS -
from mortgage servers